.Union Money Management Administrator Nirmala Sitharaman3 minutes reviewed Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financing Administrator Nirmala Sitharaman introduced that the federal government intends to open over 30 thousand brand new PMJDY accounts in the course of 2024-25.Rundown media reporters, Sitharaman revealed that as of August 14, 2024, an overall of 531.3 thousand Jan-Dhan profiles have actually levelled because the plan's launch a years back, with a collective deposit balance of Rs 2.3 mountain.The common remainder every account has raised from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. About 80 per cent of these accounts are actually presently energetic." PMJDY has participated in a vital function during the global, especially for ladies," stated Sitharaman.Regardless of the allowance for zero harmony as well as the lack of a minimum harmony criteria, only 8.4 per-cent of the profiles maintain an absolutely no harmony. The scheme has been specifically helpful in country and semi-urban regions, where 66.6 per cent of the profiles are located.As of August 14, 2024, ladies account holders embody 55.6 per cent of the total accounts, totaling up to 295.6 thousand accounts, depending on to the Administrative agency of Money management.
Currently, 99.95 per cent of all inhabited communities have financial resources accessible within a 5-kilometre distance via several touchpoints, consisting of bank branches, automated cashier makers, banking correspondents, and also India Post Remittances Financial Institution.Since August 14, 2024, there are over 1.73 billion surgical CASA (bank account savings account) accounts in the nation, featuring greater than 530 million personnel PMJDY accounts.Concerning social security schemes, Sitharaman highlighted that over 200 million increasing enrolments have supplied life insurance coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual premium of Rs 436.Also, over 450 thousand advancing enrolments have used 1 year unexpected cover of Rs 2 lakh (for death or even irreversible overall impairment) and also Rs 1 lakh (for long-term partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a superior of Rs twenty per year.The Atal Pension Yojana has registered over 68 million subscribers.In regards to credit-linked programs, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 million collective loans totaling up to Rs 29.93 mountain (as of July 12, 2024) have actually been approved to supply collateral-free institutional finance to mini and business systems approximately Rs 10 lakh for income-generating activities.Under the Stand India Program, 236,000 cumulative fundings totting Rs 53,609 crore (as of July 15, 2024) have actually been accredited to Booked Caste, Scheduled Tribe, and girls business people for establishing greenfield tasks.Additionally, the Pradhan Mantri SVANidhi program has actually sanctioned lendings worth Rs 12,630 crore to 6.52 million street merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY increasing deposit balance of Rs 2.3 mountain.u00b7 There end 1.73 billion surgical CASA accounts.u00b7 Females account holders make up 55.6% of total profiles.First Posted: Aug 27 2024|9:37 PM IST.